Commercial Liability Vehicle Insurance / Multi Car Insurance

Commercial Liability Vehicle Insurance / Multi Car Insurance

Liability
When the insured person is responsible for the car accident, the liability insurance will compensate the insured person for causing a third person's physical injury or property loss in the car accident within the insurance coverage. According to California law, all vehicles are required to apply for liability insurance to get on the road. Liability insurance includes:

1. Bodily Injury Liability, the legal minimum insured amount is $15,000 per person and the entire accident is $30,000.
2. Property damage insurance (Property
Damage Liability), the legal minimum insured amount is $5,000.
Because the United States is expensive and the amount of compensation for car accidents is huge, it is recommended to choose a plan with a higher liability insurance coverage within the budget.
It won't rise because of this, it is very cost-effective.

Collision insurance (Collison)
When an insured vehicle collides, whether it is caused by other objects such as electric vehicles or poles, the cost of repairs exceeding the deductible will be paid through the collision insurance. If the vehicle is completely scrapped, the insurance will be The car’s market value is compensated at the time, and the maximum amount of the claim is the maximum amount of the insurance.
Deductible option: $0, $100, $500, $1,000, other

Towing – Whenever your covered vehicle requires more than at-the-scene service, we can arrange to tow it anywhere within a 15-mile radius, or to the nearest qualified repair facility if one doesn’t exist within 15 miles. Keep in mind that you will be responsible for the cost of any parts and/or repairs made to your vehicle.

Winching Service – Defined as an at-the-scene service when we can pull your car out of an area with a motor-powered cable or chain. We’ll offer this service if your car is trapped in mud, snow, water or sand within 100 feet of road or highway.

Baozhijie Technology is an auto insurance technology company. Founded in 2020, the company is headquartered in Beijing and has set up service agencies in many regions.

The company's core executives come from the management and technical teams of well-known enterprises. Relying on rich technical experience and being familiar with the traditional auto insurance transaction system and process, the business covers online auto insurance transactions, auto insurance intermediaries, AI auto insurance intelligent pricing, new energy auto insurance services, green auto insurance innovation, etc., to comprehensively improve the efficiency of auto insurance transactions, reduce the cost of auto insurance transactions, make auto insurance transactions simpler, and make people, cars, and lives better.

At present, the company has nearly 100 employees, including more than 20 Internet product technicians and more than 60 service personnel from branches across the country. It connects with more than 50 domestic property insurance companies, provides users with more than 100 insurance products covering automobile insurance, health insurance, accident insurance, etc., comprehensively enables online and offline scenarios such as Internet platforms, automobile aftermarket groups, insurance institutions, etc., quickly accesses insurance trading services, and improves user service experience.